Health
We offer full-time team members a variety of employer-sponsored medical plans with company contributions. We also offer dental and vision plans, along with HSAs. The process of selecting and managing plans is made easy and seamless by our payroll provider.
Medical plans
The following plans from Blue Cross and Blue Shield of Texas are available for the 2026-2027 coverage period:
- Blue Advantage Bronze HMO (HDHP) (base plan)
- Blue Choice Bronze PPO (HDHP)
- Blue Choice Silver PPO
- Blue Advantage Gold HMO
- Blue Advantage Platinum HMO
- Blue Choice Platinum PPO
Dental and vision plans
The following plans from Beam are available for the 2026-2027 coverage period:
Health savings account
Team members with a medical plan that meets the requirements for a “High Deductible Health Plan” (HDHP) can optionally add a health savings account (HSA) as a tax-saving measure for many types of health expenses.
Company contribution
Our company will contribute 50% of the cost of the employee’s base medical plan premium, toward whichever of the above medical plans the employee chooses. Here’s a hypothetical example of what that looks like:
| Plan A (base) | Plan B | Plan C | |
|---|---|---|---|
| Employee premium | $300 | $400 | $500 |
| Company contribution | $150 | $150 | $150 |
| Employee contribution | $150 | $250 | $350 |
There is no company contribution toward dental premiums, vision premiums, or HSAs.
Learn more about how we’ve designed our contributions to give team members maximum autonomy over their compensation.
Coverage period
Our benefits coverage period is from March 1st through February 28/29th of the following year. However, deductibles and out-of-pocket limits are still based on the calendar year.
Enrollment
For new team members, coverage begins on the 1st of the month following your start date. The exception to this is, if you start on the 1st of a month, dental and vision plans can begin the same day.
Existing team members will receive communications each year regarding the annual open enrollment period (the period when changes can be made to health benefits). If you have a “qualifying life event,” team members can notify our payroll provider, and they can assist with making changes to health benefits during a special enrollment period.
Premium pricing
Our medical plans use “member-level” premiums, where each covered person’s premium is based on their age. This is different than “composite” premiums, where employees are placed into one of four categories (employee only, employee + spouse, employee + dependents, employee + spouse + dependents). Composite premiums are more common with large employers but have several shortcomings for small- to mid-sized employers when it comes to medical plans.
Our dental and vision plans, however, use “composite” premiums (as described above).
If you’re a candidate in one of our hiring processes, and you’d like an estimate for you and your family’s premiums, let us know and we can provide this to you.
FAQs
- Can a family mix-and-match the above health plans? Unfortunately, no. Family members must use the same plan the employee chooses, or opt for coverage from elsewhere.
- Can an employee decline health coverage? Yes, but proof-of-coverage from a different health plan must be provided.
- If an employee declines health coverage, can their spouse and/or dependents still receive coverage? Unfortunately, no. Since the employee is the primary on the plan, for their spouse and/or dependents to receive coverage through our company, the employee cannot decline coverage.
- Are part-time employees eligible for the above health plans? Unfortunately, no. Our insurance carriers do not provide coverage to part-time employees.